Affordable Pennsylvania Home Insurance
Purchasing Pennsylvania Home Insurance can get confusing, and at AJ Lupas Insurance Agency we understand this.
Although you are not legally required to purchase PA homeowners insurance as you are with PA car insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowner’s insurance in PA, don’t fret! AJ Lupas Insurance Agency is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!
Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic Pennsylvania homeowner’s insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
- Liability
You can also add supplemental policies such as:
- Valuable Articles/Floater policies (i.e. PA Jewelry Insurance)
- Pennsylvania flood insurance policies
- Earthquake policies
- PA Umbrella insurance policies (additional liability)
- Animal Liability (liability issues due to household pets)
The needs of every home owner are different and your home insurance policy should reflect that. The agents at AJ Lupas Insurance Agency will create a homeowner’s insurance policy that will best suit you and your family. If you don't own your home... that's OK, we can design a renters insurance policy that will protect all of your belongings too. If you own any homes that you rent out to others, be sure to learn more about our PA rental property insurance policies. Contact us today for more information on our comprehensive homeowner’s insurance policy options. Fill out our quick and simple form for a free home insurance quote!
AJ Lupas Insurance Agency, a Pennsylvania insurance agency serving Lackawanna and Luzerne counties has been proudly providing Pennsylvania home insurance quotes and policies to Scranton, Wilkes Barre, Hazelton, Plains, and Kingston PA since 1935.

